Your Trusted Debt Settlement Experts

Dealing with debt can feel overwhelming, especially when you’re trying to find a way forward.

At DB Credit Repair, we’re here to simplify the process for you. Our focus is on guiding you through the complexities of debt settlement, offering practical solutions that ease your financial burden. We work with you every step of the way to negotiate and resolve debt, helping you regain control and peace of mind. Put your trust in DB Credit Repair — no matter what challenges you’re facing.

Book a Free Consultation Today to See How Much You Could Save

Then Start Your Path to Financial Freedom

Dealing with Too Much Debt?

We Can Help.

That’s why we specialize in debt settlement solutions designed to help you take control of your finances. Our team works with creditors on your behalf to negotiate and reduce what you owe, so you can move forward with confidence and peace of mind.

Don’t let debt hold you back any longer — relief is possible, and it starts today.

Start Your Debt-Free Journey Today

Debt Isn’t Just About Money. It Affects Your Peace of Mind, Your Health, and Your Future.

If you feel trapped by:

🔻 Maxed-out credit cards

🔻 Constant collector calls

🔻 Missed payments piling up

🔻 Threats of lawsuits or garnishments

You're not alone and you're not stuck.

Thousands of Americans are drowning in debt from credit cards, personal loans, medical bills, and more. But debt settlement gives you a legal, strategic way out often reducing your total owed.

You can take control starting right now.

No upfront fees

No credit score impact to talk to us

No more sleepless nights

Credit repair specialist negotiating lower debt settlements with creditors

Learn More about your debt?

Debt Problems

At DB Credit Repair, our team is here to represent your best interests by negotiating directly with your creditors to seek significant reductions in your debt. We also provide guidance and support if you’re facing aggressive collection actions, helping you understand your options and the steps you can take toward relief.

We’ve prepared helpful resources to walk you through what to do if you’ve been contacted by credit card companies or other debt collectors.

At DB Credit Repair, we take pride in always offering a free consultation to discuss your situation, your timelines, and the strategies available to help you achieve true debt relief.

Type Of Debts

Are you stuck in the hamster wheel of debt?

Debt isn’t just that credit card bill with 24% interest you can’t seem to pay off. Real debt makes you feel financially trapped with no way out. Real debt means you’re struggling to pay almost everything, including:

Client struggling with credit card bills before debt settlement"

Credit Card Debt

High-interest credit cards can quickly spiral out of control. We negotiate directly with creditors to help reduce balances and ease your burden.

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Divorce Debt

Divorce often leaves unexpected debt behind. We step in to negotiate and lighten the financial load so you can move forward.

Small business owner receiving debt settlement support from DB Credit Repair

Business Debt
(including SBA)

When business loans pile up, we help negotiate settlements to keep you moving forward without overwhelming debt.

Let us help you out  of the hamster wheel and into the
driver’s seat again.

How The Debt Elimination Works

Step 1

Book Your Free Consultation

We review your credit report and debt profile to see how much you could save.

Step 2

Fill Out Your Debt Form

List your active debts and upload the necessary details we’ll handle the negotiations.

Step 3

Provide Credit Monitoring Access

We use real-time credit data to assess and track your accounts securely.

Step 4

We Handle the Negotiation

Our team gets to work contacting your creditors and negotiating the best settlements possible.

What is Secured Debt?

Secured debt is an obligation or debt that requires collateral in order to obtain a loan.

Examples of a secured debt would include your:

  • Home mortgage

  • A home equity line of credit

  • Car loan

  • RV loan

  • Boat loan

  • Title loan

A secured debt lender sees a secure loan as lower risk because there is collateral behind what is being loaned (ie. the house, car or boat). However, if you fail to make timely payments, the lender can repossess or put a lien on the collateral.

What is Unsecured Debt?

Unsecured debt is incurred by receiving a loan or line of credit with no collateral required.

Examples of unsecured debt include:

  • Credit cards

  • Department store cards

  • Telephone bills

  • Payday loans

  • Business credit cards

  • Utility bills

Unsecured loans are usually smaller than secured loans and typically come at a higher APR due to there not being any collateral tied to the loan.

Why Choose DB Credit Repair

Trusted by Hundreds of Clients Across the U.S.

3+ Years Helping Clients Settle Debt and Rebuild Credit

Fast Response - Creditors Contacted in 72 Hours

Transparent Pricing — No Hidden Fees

Save more based on your Debt and Credit profile.

3-Bureau Credit Monitoring Integration

Real People. Real Support. Real Results.

Real Experts Working on Your Behalf

Secure, Confidential, and Fully Online

🔒 Your information is confidential and protected. We never share or sell your data.

Frequently Asked Questions

Got Questions? We’ve Got Answers.

Will this hurt my credit score?

No, booking a consultation won’t affect your credit score at all. In many cases, settling debt can improve your score over time.

Do I have to pay upfront?

Absolutely not. The consultation is 100% free, and we’ll go over your options before any commitment.

Can I settle even if I’m already behind?

Yes! Debt settlement is designed for people who are behind on payments or overwhelmed.

What types of debt can you help with?

Credit cards, medical bills, personal loans, payday loans, collections, and more.

Don’t Wait Until It’s Too Late. Every Day You Delay Costs You More in Interest and Stress.

Take control of your finances today with a free, no-obligation consultation.

Get in Touch

Email: [email protected]

Customer Support: +1 888-297-5003

Whatsapp Us: https://wa.me/

Address: 70 Virginia Rd. White Plains, NY 10603

Assistance Hours : Mon – Sat 9:00am - 7:00pm

Sunday – CLOSED

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