🔻 Maxed-out credit cards
🔻 Constant collector calls
🔻 Missed payments piling up
Thousands of Americans are drowning in debt from credit cards, personal loans, medical bills, and more. But debt settlement gives you a legal, strategic way out often reducing your total owed.
You can take control starting right now.
No upfront fees
No credit score impact to talk to us
No more sleepless nights
At DB Credit Repair, our team is here to represent your best interests by negotiating directly with your creditors to seek significant reductions in your debt. We also provide guidance and support if you’re facing aggressive collection actions, helping you understand your options and the steps you can take toward relief.
We’ve prepared helpful resources to walk you through what to do if you’ve been contacted by credit card companies or other debt collectors.
At DB Credit Repair, we take pride in always offering a free consultation to discuss your situation, your timelines, and the strategies available to help you achieve true debt relief.
Debt isn’t just that credit card bill with 24% interest you can’t seem to pay off. Real debt makes you feel financially trapped with no way out. Real debt means you’re struggling to pay almost everything, including:
High-interest credit cards can quickly spiral out of control. We negotiate directly with creditors to help reduce balances and ease your burden.
Divorce often leaves unexpected debt behind. We step in to negotiate and lighten the financial load so you can move forward.
When business loans pile up, we help negotiate settlements to keep you moving forward without overwhelming debt.
We use real-time credit data to assess and track your accounts securely.
Examples of a secured debt would include your:
Home mortgage
A home equity line of credit
Car loan
RV loan
Boat loan
Title loan
A secured debt lender sees a secure loan as lower risk because there is collateral behind what is being loaned (ie. the house, car or boat). However, if you fail to make timely payments, the lender can repossess or put a lien on the collateral.
Examples of unsecured debt include:
Credit cards
Department store cards
Telephone bills
Payday loans
Business credit cards
Utility bills
Unsecured loans are usually smaller than secured loans and typically come at a higher APR due to there not being any collateral tied to the loan.
No, booking a consultation won’t affect your credit score at all. In many cases, settling debt can improve your score over time.
Absolutely not. The consultation is 100% free, and we’ll go over your options before any commitment.
Yes! Debt settlement is designed for people who are behind on payments or overwhelmed.
Credit cards, medical bills, personal loans, payday loans, collections, and more.
Email: [email protected]
Customer Support: +1 888-297-5003
Whatsapp Us: https://wa.me/
Address: 70 Virginia Rd. White Plains, NY 10603
Assistance Hours : Mon – Sat 9:00am - 7:00pm
Sunday – CLOSED