Ralo Lending customer-first approach to mortgages is what separates. Ralo Lending customer-first approach to mortgages is what separates us from.At DB Credit Repair, we understand that repairing your credit is only one part of the journey the other is building strong, positive credit history that lasts.
That’s why we’ve partnered with industry-leading credit building companies to help you create the financial foundation you deserve.
Whether you’re starting fresh, recovering from past mistakes, or looking to boost your credit profile, these programs give you the power to take control of your financial future.
More good history strengthens your profile.
The #1 factor in your credit score.
More lenders, landlords, and employers say “YES.”
Better loans, lower interest, higher limits.
Choose from any of these powerful options. Each one reports to credit bureaus and is designed to fit different lifestyles.
Credit-builder loan with monthly payments that report to all 3 credit bureaus.
Builds savings while growing your score.
No upfront security deposit.
● AI-driven tool that monitors and helps improve your credit.
● Reports secured activity to build positive history.
● Personalized for your financial situation.
● Offers a small revolving credit line to build history.
● Only a few dollars a month, no hidden fees.
● Reports to major bureaus, helping boost your score quickly.
● Report your monthly rent payments as credit history.
● Reports to TransUnion and Equifax.
● Perfect for renters who pay on time but get no credit for it.
Situation
Best Option
Why It Works
Want to build credit & savings
Credit Strong
Builds payment history + savings balance
Want technology-driven tools
AVA
Smart insights and AI-powered building.
Need a quick, low-cost boost
Kikoff
Affordable revolving line, fast reporting.
Pay rent monthly
RentReporters
Turns rent into positive credit history.
When you sign up through us, you’re not just picking random services you’re choosing programs we’ve personally vetted to work hand-in-hand with credit repair.
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