Trusting their ex to pay (risky and often leads to collections)
Debt consolidation (which just reshuffles payments, often with high interest)
Bankruptcy (a last resort that damages credit for up to 10 years)
Debt Settlement – We work with creditors to reduce balances and settle accounts permanently.
Credit Repair – Once the debt is resolved, we help remove negative marks and rebuild your credit profile.
Financial Reset – You move forward with confidence, without dragging your ex’s debt into your future.
Joint credit cards your ex stopped paying
Medical bills left behind after the split
Auto loans or mortgages still in both names
Collection accounts for debts assigned in divorce
Creditors harassing you over your ex’s responsibilities
Experienced negotiators – We know how to work with creditors to reduce balances.
Full credit recovery support – Not just settlement, we repair and rebuild your credit afterward.
Proven results – Many clients pay far less than the original balance.
Compassionate guidance – We understand how difficult divorce is, we’re here to ease the financial stress.
Stop creditor harassment
Settle joint debts for less than owed
Rebuild your credit faster
Move forward financially independent
Because lenders only care whose name is on the account. If your name is on the loan or credit card, they can legally pursue you — regardless of what the divorce agreement says. That’s why settlement and credit repair are so important.
We can’t change who originally signed the loan, but we can help negotiate settlements that close those accounts and then work on credit repair to remove negative marks and rebuild your profile.
No. Bankruptcy is a last resort with long-lasting damage to your credit. At DB Credit Repair, we focus on debt settlement and credit rebuilding — faster, smarter solutions that don’t carry the same 10-year impact.
We help with joint credit cards, personal loans, medical bills, car loans, mortgages, and even collection accounts tied to your ex. If it’s unsecured or has gone to collections, we can likely help.
Every situation is different, but many of our clients begin seeing settled accounts and improved credit scores within just a few months. We’ll give you a personalized timeline during your free consultation.
Settlement does impact your score at first — but it’s far less damaging than repossession, lawsuits, or bankruptcy. And once the debt is resolved, our credit repair services work to rebuild your score stronger than before.
We don’t just “advise” you — we take action, negotiating directly with creditors and then repairing your credit afterward. It’s a full financial reset, designed specifically for people recovering from divorce.
Email: [email protected]
Customer Support: +1 888-297-5003
Whatsapp Us: https://wa.me/
Address: 70 Virginia Rd. White Plains, NY 10603
Assistance Hours : Mon – Sat 9:00am - 7:00pm
Sunday – CLOSED