Digital Monthly And Special (One-time payment) Pricing and Diamond Combo AU Tradelines Packages
Get the Support You Need to Build a Stronger Financial Future
Fast, Simple, and Affordable!
💰 Choose the Plan That Fits Your Needs
Affordable credit repair services that work for you.👇
Done-For-You Credit Restoration & Business Funding
We Fix Your Credit.
You Don’t Do the Work.
DB Credit Repairs is a full-service, done-for-you credit restoration company helping consumers, realtors, and mortgage professionals remove negative items, rebuild credit profiles, and unlock funding opportunities without stress, confusion, or DIY mistakes.
You don’t send letters.
You don’t call creditors.
You don’t guess what to disput
We handle everything for you.
We professionally restore and optimize credit profiles so clients can qualify for approvals faster — whether for a home, car, funding, or financial reset.
Our work goes beyond basic disputes. We focus on credit accuracy, structure, and lender readiness.
WHAT “DONE-FOR-YOU” MEANS
When you enroll with DB Credit Repairs, we take full control of the process from start to finish.
Everything below is handled by us:
Full credit report analysis (all 3 bureaus)
Correct outdated or inaccurate personal info
Preparation and submission of disputes
Tracking, follow-ups, and escalations
Identification of disputable and inaccurate items
Strategy built specifically for YOUR credit profile
Direct bureau and creditor communication
Removal validation and reporting
Ongoing optimization for approvals (auto, mortgage, funding)
📌 You simply enroll. We handle the rest.
Our Payment Process
SELECT YOUR PLAN
PAYMENT INFORMATION
SERVICE AGREEMENT
CREDIT MONITORING UPDATE
FINISH
Essentials Monthly Plan
Budget-Friendly Start
Pay-As-You-Go
$199/first month (Setup included)
Then $199/month
1 Bureau Up-to 20 Negative items Deletion
Recurring Monthly Subscription
.Cancel Anytime
(With 7-day notice)
This plan is perfect for getting started on credit repair. Results are delivered steadily over time, making it a great option if you want progress without committing upfront to the full One-Time Plan.
Typical Duration: 3–6 months for full results
Includes:
Disputes to 1 Bureau
Full credit report analysis & cleanup strategy
Personal Info Corrections
Handcrafted and mailed via certified mail within 48–72 hours
Monthly Progress Updates
Credit Building Guidance
24/7 Client Portal Access
Dedicated Customer Support Team
120-Day Money-Back Guarantee
Note: For faster results and a fully accelerated approach, the One-Time Plan ($999) is the best choice — it’s designed for larger or more complex credit files and delivers quicker, more comprehensive improvements.
One-Time Payment
Up to 6-months
(Valued at $1,749)
$999
Savings Breakdown
Total if Paid:
$1,749
Savings: $750
1-50 Negative Items Deletion
This plan is ideal for clients facing loan denials, mortgage deadlines, auto financing issues, or time-sensitive goals.
You get our fastest path to results, combining legal power, priority speed, and personalized support.
Includes:
Unlimited Disputes to All 3 Bureaus
Full credit report analysis & cleanup strategy
Reviewed by a legal team under the Fair Credit Reporting Act (FCRA)
CFPB Complaint Assistance
Personal Info Corrections
Handcrafted and mailed via certified mail within 48–72 hours
One-on-One Credit Coaching
Supported with aggressive follow-ups when creditors or bureaus don’t respond
Monthly Progress Updates
Credit Building Guidance
24/7 Client Portal Access
Dedicated Customer Support Team
120-Day Money-Back Guarantee
Special Plan
One-Time Payment
Up to 6-months
(Valued at $1,950)
$1,200
Savings Breakdown
Total if Paid:
$1,950
Savings: $750
50-100 Negative Items Deletion
This plan is ideal for clients facing loan denials, mortgage deadlines, auto financing issues, or time-sensitive goals.
You get our fastest path to results, combining legal power, priority speed, and personalized support.
Includes:
Unlimited Disputes to All 3 Bureaus
Full credit report analysis & cleanup strategy
Reviewed by a legal team under the Fair Credit Reporting Act (FCRA)
CFPB Complaint Assistance
Personal Info Corrections
Handcrafted and mailed via certified mail within 48–72 hours
One-on-One Credit Coaching
Supported with aggressive follow-ups when creditors or bureaus don’t respond
Monthly Progress Updates
Credit Building Guidance
24/7 Client Portal Access
Dedicated Customer Support Team
120-Day Money-Back Guarantee
⚡ What We Review, Challenge & Correct
We focus on identifying and addressing credit items that may be inaccurate, unverifiable, outdated, or improperly reported, with the goal of improving accuracy and lender readiness.
Collections and third‑party accounts
Late payment reporting issues
Medical collections
Identity‑related or mixed‑file errors
Charge‑offs and past‑due accounts
Repossessions and auto‑related derogatories
Inaccurate balances or payment statuses
Public record inaccuracies (case‑by‑case) and more
Where appropriate, we may also conduct inquiry analysis and advanced reporting reviews.
No templates. No mass disputes.
Every credit file is handled individually using a manual, compliance‑focused strategy aligned with your approval goals.
Diamond Combo AU Tradelines Packages
Our COMBO Gold Plan AU Packages is designed to help you enhance your credit profile with high-quality authorized user (AU) tradelines. Choose from two COMBO SERIES plans based on your credit goals.
Diamond Combos
Our Diamond Tradeline Combos are designed to help your clients become mortgage-ready fast.
Each package combines our 6-Month Most Popular Credit Repair Program with Authorized User (AU) Tradelines that build positive history and raise credit scores strategically.
How It Works
Most Popular Credit Repair Service (6 Months):
Covers the full credit restoration process — legal disputes, creditor communications, and monthly progress updates and more.
This service continues for six months, regardless of tradeline cycles.
Tradelines (2–3 Billing Cycles):
Each tradeline remains active for two to three cycles (approximately 60–90 days).
After that period, the tradeline automatically closes unless the client requests an extension or additional tradeline.
Higher-limit tradelines with longer history bring:
Greater utilization relief (balances look smaller against higher limits).
Deeper credit history (adds years of positive payment history to your profile).
Better funding opportunities (banks and lenders reward strong credit with approvals and higher limits).
Diamond Solo
Base Price
$1,498
Best for: Clients who need a solid credit boost to reach lender-ready status.
Includes:
Everything in Most Popular Plan
6 Months of Unlimited Disputes to All 3 Bureaus
Attorney-Backed Escalations + CFPB Support
1 Authorized User Tradeline ($1K–$9K limit, 2–3 cycles)
Full credit report analysis & cleanup strategy
Credit Coaching & Monitoring Guidance
Personal Info Corrections
Monthly Progress Updates
Credit Building Guidance
Dedicated Customer Support Team
120-Day Money-Back Guarantee
⏱ Typical Results: 1–3 Months
Diamond Duo
Base Price
$1,698
Best for: Clients with several negative accounts or high utilization who need stronger results before pre-approval.
Includes:
Everything in Most Popular Plan
6 Months of Unlimited Disputes to All 3 Bureaus
Attorney-Backed Escalations + CFPB Support
1 Authorized User Tradeline ($10K–$30K limit, 2–3 cycles)
Full credit report analysis & cleanup strategy
Credit Coaching & Monitoring Guidance
Personal Info Corrections
Monthly Progress Updates
Credit Building Guidance
Dedicated Customer Support Team
120-Day Money-Back Guarantee
⏱ Typical Results: 1–3 Months
Diamond Elite
Base Price
$1,998
Best for: Clients seeking a rapid, high-impact score boost to qualify for premium or jumbo loans.
Includes:
Everything in Most Popular Plan
6 Months of Unlimited Disputes to All 3 Bureaus
Attorney-Backed Escalations + CFPB Support
1 Premium Authorized User Tradeline ($31K–$50K+ limit, 2–3 cycles)
Full credit report analysis & cleanup strategy
Credit Coaching & Monitoring Guidance
Personal Info Corrections
Monthly Progress Updates
Credit Building Guidance
Dedicated Customer Support Team
120-Day Money-Back Guarantee
⏱ Typical Results: 1–3 Months
Years of Trusted Credit Repair Service
Google Verified ★★★★★ 5-Star Client Rated
🛡 100% Satisfaction Guarantee
If you don’t see progress in 120 days, we’ll refund you.
How Our Payment Process Works
We’ve made it easy for you to get started with improving your credit! Here’s exactly what to expect when you choose one of our credit repair plans:
Step 1
Choose Your Plan
Choose Your Plan
Pick the package that fits your credit needs — whether basic support or full charge-off removal.
Step 2:
Make a Secure Payment
Make a Secure Payment
This activates your membership so we can begin working on your credit right away.
Step 3:
Sign the Service Agreement
After payment, you’ll receive an email with your service agreement. Please check your inbox and review the document carefully. Once signed, give the system about 10–15 seconds to automatically redirect you to the next step.
Step4:
Credit Monitoring Update
After signing the agreement, you’ll activate credit monitoring through our trusted partner. This gives us access to your 3-bureau reports and allows us to begin your credit repair right away.
Here's what our customers say
Business Credit & Funding Support
In addition to personal credit restoration, we provide guidance and positioning for business credit and funding for qualified clients.
Support may include:
● Business credit profile setup (where applicable)
● Credit positioning for funding readiness
● Lender-friendly structure guidance
● Funding strategy based on personal + business credit
● Access to capital options once credit improves
📌 Funding is never DIY. We guide and position you correctly.
💬 Frequently Asked Questions
What’s the difference between the monthly and one-time payment plans?
Our monthly plans flexibility pay as you go and cancel anytime with just a 7-day notice.
Our one-time payment plans provide a discounted rate covering 6 months upfront ideal if you're ready to commit and want to save more long-term.
How is your pricing structured?
Our pricing is based on the amount of work required, which is determined by the number of negative items on your credit report. Credit repair is not one-size-fits-all. A profile with fewer negatives requires less time, fewer disputes, and fewer escalations than a profile with extensive damage.
To keep pricing fair and results-focused, we offer two primary one-time plans:
$999 Plan: 1–50 negative items
$1,200 Plan: 51–100 negative items
The higher the number of negative items, the more labor-intensive and strategic the repair process becomes.
What counts as a negative item?
A negative item includes (but is not limited to):
● Collections
● Charge-offs
● Late payments
● Repossessions
● Foreclosures
● Judgments
● Medical collections
● Duplicate or inaccurate accounts
● Hard inquiry abused and more
Each account, remark, or reporting error is considered a separate negative item because each requires its own dispute strategy and follow-up.
Why does the number of negative items matter so much?
Each negative item must be addressed individually. More negative items mean:
● More disputes filed
● More research and documentation
● More follow-up rounds
● More time spent monitoring bureau responses
● More escalation when items are verified incorrectly
● Pricing reflects the actual workload and resources required to repair the credit profile properly.
What happens if I have more than 100 negative items?
If your credit profile exceeds 100 negative items, we will provide a custom quote after reviewing your credit report. Extremely damaged profiles require advanced structuring and extended strategies beyond standard plans.
What are Combo Plans and how do they help?
Combo Plans include credit repair plus authorized user tradelines.
Credit repair focuses on removing negatives. Tradelines focus on adding positives.
Together, they:
● Reduce overall utilization
● Increase average credit age
● Strengthen profile depth
● Improve lender and underwriter perception
● Help scores move faster while disputes are processing
Are tradelines required?
Tradelines are not required, but they are highly recommended if:
● Your file is thin
● Utilization is high
● You need faster score movement
● You are preparing for a mortgage or major loan
● Your credit lacks strong positive history
Many underwriters evaluate structure, not just scores. Tradelines help correct structural weaknesses.
Why is credit monitoring required?
We need real-time access to your full credit reports and scores from all three bureaus (Experian, TransUnion, Equifax) to identify negative items and take immediate action on your behalf.
When do I set it up?
You’ll activate credit monitoring after payment and signing your agreement. We’ll walk you through it using our recommended third-party provider.
Is credit monitoring included in the plan?
No Credit monitoring is provided through a separate third-party service. It costs just $1 to sign up and includes a 7-day free trial. After the trial, it’s a $24.97 monthly subscription, but we’ll provide a secure link and step-by-step guidance.
Why is credit monitoring required?
● Credit monitoring allows us to:
● Track real-time changes
● Detect reinserts or updates
● Respond quickly with disputes or escalations
● Provide transparent progress updates
● Without monitoring access, we cannot effectively manage or track your case.
How soon will I see results?
Most clients begin seeing changes within 30–45 days. Stronger results build between 90–120 days or more for substantial improvement.
Timelines depend on:
Bureau response times
Creditor cooperation
Accuracy of reporting
Total number of negative items
Do you guarantee results?
No company can legally guarantee specific score increases. However, our process is designed to aggressively challenge inaccurate, unverifiable, and outdated items while strengthening your overall profile.
Our success is based on strategy, consistency, and volume of work — not shortcuts.
Get in Touch
Email: [email protected]
Customer Support: +1 888-297-5003
Whatsapp Us: https://wa.me
Address: 70 Virginia Rd. White Plains, NY 10603
Assistance Hours : Mon – Sat 9:00am - 7:00pm
Sunday – CLOSED
More Links
Copyright 2025. DB Credit Repair 1 - | 120 Day Money Back Guarantee from the date of the sale | All Rights Reserved.