Digital Monthly And Special (One-time payment) Pricing and Diamond Combo AU Tradelines Packages

Get the Support You Need to Build a Stronger Financial Future

Fast, Simple, and Affordable!

Choose the Plan That Fits Your Needs

Affordable credit repair services that work for you.

TALK WITH CREDIT EXPERTIf You don't know the best Plan fit your credit repair

Done-For-You Credit Restoration & Business Funding

We Fix Your Credit.

You Don’t Do the Work.

DB Credit Repairs is a full-service, done-for-you credit restoration company helping consumers, realtors, and mortgage professionals remove negative items, rebuild credit profiles, and unlock funding opportunities without stress, confusion, or DIY mistakes.

You don’t send letters.

You don’t call creditors.

You don’t guess what to disput

We handle everything for you.

We professionally restore and optimize credit profiles so clients can qualify for approvals faster — whether for a home, car, funding, or financial reset.

Our work goes beyond basic disputes. We focus on credit accuracy, structure, and lender readiness.

WHAT “DONE-FOR-YOU” MEANS

When you enroll with DB Credit Repairs, we take full control of the process from start to finish.

Everything below is handled by us:

Full credit report analysis (all 3 bureaus)

Correct outdated or inaccurate personal info

Preparation and submission of disputes

Tracking, follow-ups, and escalations

Identification of disputable and inaccurate items

Strategy built specifically for YOUR credit profile

Direct bureau and creditor communication

Removal validation and reporting

Ongoing optimization for approvals (auto, mortgage, funding)

You simply enroll. We handle the rest.

Our Payment Process

SELECT YOUR PLAN

PAYMENT INFORMATION

SERVICE AGREEMENT

CREDIT MONITORING UPDATE

FINISH

Progressing...

Essentials Monthly Plan

Budget-Friendly Start

Pay-As-You-Go

$199/first month (Setup included)

Then $199/month

1 Bureau Up-to 20 Negative items Deletion

Recurring Monthly Subscription

Cancel Anytime

(With 7-day notice)

This plan is perfect for getting started on credit repair. Results are delivered steadily over time, making it a great option if you want progress without committing upfront to the full One-Time Plan.

Typical Duration: 3–6 months for full results

Includes:

Disputes to 1 Bureau
Full credit report analysis & cleanup strategy
Personal Info Corrections
Handcrafted and mailed via certified mail within 48–72 hours
Monthly Progress Updates
Credit Building Guidance
24/7 Client Portal Access
Dedicated Customer Support Team
120-Day Money-Back Guarantee

Note: For faster results and a fully accelerated approach, the One-Time Plan ($999) is the best choice — it’s designed for larger or more complex credit files and delivers quicker, more comprehensive improvements.

SELECT PLAN

One-Time Payment

Up to 6-months

(Valued at ~~$1,749~~)

$999

Savings Breakdown

Total if Paid:

~~$1,749~~

Savings: $750

1-50 Negative Items Deletion

This plan is ideal for clients facing loan denials, mortgage deadlines, auto financing issues, or time-sensitive goals.

You get our fastest path to results, combining legal power, priority speed, and personalized support.

Includes:

Unlimited Disputes to All 3 Bureaus
Full credit report analysis & cleanup strategy
Reviewed by a legal team under the Fair Credit Reporting Act (FCRA)
CFPB Complaint Assistance
Personal Info Corrections
Handcrafted and mailed via certified mail within 48–72 hours
One-on-One Credit Coaching
Supported with aggressive follow-ups when creditors or bureaus don’t respond
Monthly Progress Updates
Credit Building Guidance
24/7 Client Portal Access
Dedicated Customer Support Team
120-Day Money-Back Guarantee

SELECT PLAN

Special Plan

One-Time Payment

Up to 6-months

(Valued at ~~$1,950~~)

$1,200

Savings Breakdown

Total if Paid:

~~$1,950~~

Savings: $750

50-100 Negative Items Deletion

This plan is ideal for clients facing loan denials, mortgage deadlines, auto financing issues, or time-sensitive goals.

You get our fastest path to results, combining legal power, priority speed, and personalized support.

Includes:

Unlimited Disputes to All 3 Bureaus
Full credit report analysis & cleanup strategy
Reviewed by a legal team under the Fair Credit Reporting Act (FCRA)
CFPB Complaint Assistance
Personal Info Corrections
Handcrafted and mailed via certified mail within 48–72 hours
One-on-One Credit Coaching
Supported with aggressive follow-ups when creditors or bureaus don’t respond
Monthly Progress Updates
Credit Building Guidance
24/7 Client Portal Access
Dedicated Customer Support Team
120-Day Money-Back Guarantee

SELECT PLAN

What We Review, Challenge & Correct

We focus on identifying and addressing credit items that may be inaccurate, unverifiable, outdated, or improperly reported, with the goal of improving accuracy and lender readiness.

Collections and third‑party accounts

Late payment reporting issues

Medical collections

Identity‑related or mixed‑file errors

Charge‑offs and past‑due accounts

Repossessions and auto‑related derogatories

Inaccurate balances or payment statuses

Public record inaccuracies (case‑by‑case) and more

Where appropriate, we may also conduct inquiry analysis and advanced reporting reviews.

No templates. No mass disputes.

Every credit file is handled individually using a manual, compliance‑focused strategy aligned with your approval goals.

Diamond Combo AU Tradelines Packages

Our COMBO Gold Plan AU Packages is designed to help you enhance your credit profile with high-quality authorized user (AU) tradelines. Choose from two COMBO SERIES plans based on your credit goals.

Diamond Combos

Our Diamond Tradeline Combos are designed to help your clients become mortgage-ready fast.

Each package combines our 6-Month Most Popular Credit Repair Program with Authorized User (AU) Tradelines that build positive history and raise credit scores strategically.

How It Works

Most Popular Credit Repair Service (6 Months):

Covers the full credit restoration process — legal disputes, creditor communications, and monthly progress updates and more.

This service continues for six months, regardless of tradeline cycles.

Tradelines (2–3 Billing Cycles):

Each tradeline remains active for two to three cycles (approximately 60–90 days).

After that period, the tradeline automatically closes unless the client requests an extension or additional tradeline.

Higher-limit tradelines with longer history bring:

Greater utilization relief (balances look smaller against higher limits).

Deeper credit history (adds years of positive payment history to your profile).

Better funding opportunities (banks and lenders reward strong credit with approvals and higher limits).

WHAT YOU GET (ONE PROGRAM)

ONE PROGRAM. ALL INCLUDED.

Instead of confusing packages, everything below is included in Most popular and Special plan only

Core Program Includes:

Up-to 6 Months of Unlimited Disputes to All 3 Bureaus
Attorney Backed Escalations + CFPB Support
Full Credit Report Analysis
Monthly Progress Updates
Personal Info Corrections

Credit Coaching & Monitoring Guidance
Dedicated Customer Support Team
Credit Building Strategy
120-Day Money Back Guarantee
⏱ Typical Results: 1–3 Months

PICK YOUR TRADLINE LEVEL

Choose Your Plan

Diamond Solo

$1,498

Best for: A solid credit boost to reach lender-ready status

Includes 1 Authorized User Tradeline ($1K–$9K limit – 2–3 cycles)

SELECT DIAMOND SOLO PLAN

Diamond Duo

Most Popular

$1,698

Best for: Stronger results before pre-approval

Includes 1 Authorized User Tradeline ($10K–$30K limit – 2–3 cycles)

SELECT DIAMOND DUO PLAN

Diamond Elite

$1,998

Best for: Rapid, high-impact boost to qualify for premium loans

Includes 1 Premium Authorized User Tradeline ($31K–$50K+ limit – 2–3 cycles)

SELECTDAMOND ELITE PLAN

Years of Trusted Credit Repair Service

**Google Verified ★★★★★ 5-Star Client Rated**

🛡 100% Satisfaction Guarantee

If you don’t see progress in 120 days, we’ll refund you.

How Our Payment Process Works

We’ve made it easy for you to get started with improving your credit! Here’s exactly what to expect when you choose one of our credit repair plans:

Step 1

Choose Your Plan

Pick the package that fits your credit needs — whether basic support or full charge-off removal.

Step 2:

Make a Secure Payment

This activates your membership so we can begin working on your credit right away.

Step 3:

Sign the Service Agreement

After payment, you’ll receive an email with your service agreement. Please check your inbox and review the document carefully. Once signed, give the system about 10–15 seconds to automatically redirect you to the next step.

Step4:

Credit Monitoring Update

After signing the agreement, you’ll activate credit monitoring through our trusted partner. This gives us access to your 3-bureau reports and allows us to begin your credit repair right away.

Here's what our customers say

💬 Frequently Asked Questions

What’s the difference between the monthly and one-time payment plans?

Monthly Plans allow you to spread your payments out over time while we work on your credit month-by-month.

One-Time Payment Plans allow you to pay upfront for the full service period at a discounted rate.

Both options include the same core services — the difference is simply how you choose to pay.

How is your pricing structured?

Our pricing is structured based on the number of negative items on your credit report and the level of work required.

The more complex the credit file, the more time, strategy, and documentation is required.

We provide a personalized plan after reviewing your credit monitoring report.

What counts as a negative item?

A negative item includes:

Collections

Charge-offs

Late payments

Repossessions

Foreclosures

Bankruptcies

Judgments

Certain hard inquiries

Incorrect personal information

If it is reporting negatively and affecting your score, it is considered a negative item..

Why does the number of negative items matter so much?

Each negative item requires investigation, documentation, and strategic disputes.

The more negative items on your report, the more work is required to address them properly and effectively.

That’s why plans are structured based on volume.

What happens if I have more than 100 negative items?

If you have over 100 negative items, we will customize a high-volume strategy plan tailored specifically to your file.

In these cases, we may recommend a combo or extended service plan to properly address everything.

What are Combo Plans and how do they help?

Combo Plans combine credit repair services with credit-building strategies.

This means we’re not only working to remove inaccurate negative items, but also helping you build positive credit at the same time.

This can often produce stronger and faster overall improvement.

Are tradelines required?

Tradelines are not required, but in some cases they can help strengthen your profile when used properly.

We evaluate your credit first before recommending any additional credit-building tools.

Why is credit monitoring required?

Credit monitoring is required because:

It gives us access to your full 3-bureau credit report

It allows us to track changes in real time

It helps us respond quickly to updates or reinsertions

Without monitoring, we cannot properly manage your case.

Is credit monitoring included in the plan?

No, credit monitoring is a separate service paid directly to the monitoring provider.

This keeps your reports active and accessible while we work on your file.

Do you guarantee a specific score increase?

No we do not guarantee exact score increases. We work to dispute inaccurate, unverifiable, and outdated information in accordance with federal consumer laws. Results vary by credit profile.

How long does the process take?

Each dispute cycle is ~30–45 days. Many clients see changes in the first 60–90 days, with continued progress through month 6.

Why are there tradeline tiers?

Tradelines vary in credit limit, which affects utilization impact. Higher limits can help strengthen credit faster. All other services are identical across plans.

How soon will I see results?

Results vary depending on:

The number of negative items

The age of accounts

The responsiveness of creditors and bureaus

Some clients see updates within the first 30–45 days, while others may take longer. Credit repair is a process, not an overnight fix.

Do you guarantee results?

We cannot legally guarantee specific results because every credit file is different.

However, we guarantee that we will work aggressively, strategically, and compliantly on your behalf to challenge inaccurate, outdated, or unverifiable information.

IMPORTANT DISCLOSURE

We cannot guarantee specific increases in credit scores. Results depend on credit profile, bureau reporting timelines, and responsiveness of lenders. We assist clients with disputing inaccuracies in compliance with federal consumer laws. Individual results will vary.