
Federal Loans – Backed by the U.S. government, offering regulated protections.
Private Loans – Issued by banks or private lenders, often with higher interest rates and fewer protections.
Negotiating directly with lenders and collectors like Navient, Discover, and National Collegiate Trust.
Protecting you from unfair collection practices under federal law.
Providing credit repair support after debt is resolved.

You’re struggling to make monthly payments
You’ve been misled or scammed by a lender or program
You’re in a dispute over balances or terms
You’re in default and facing wage garnishment or lawsuits
You’re considering bankruptcy but want to explore alternatives

Provide accurate loan and repayment records
Stop abusive calls and threats
Avoid misrepresenting your debt or repayment options

Eliminates key borrower protections
Extends repayment timelines (more interest over time)
Creates a larger long-term burden


After struggling with overwhelming debt for years, I finally reached out to DB Credit Repair. From the very first consultation, I knew I was in good hands. They explained all of my options clearly and helped me choose the best path for my situation. Their expertise and dedication turned a daunting experience into a manageable one, and now I feel like I have a fresh start. I highly recommend their services!


Filing for bankruptcy was one of the toughest decisions I've ever had to make, but the team at DB Credit Repair made the process so much easier. Their knowledge, professionalism, and compassion gave me the confidence I needed to move forward. Thanks to their guidance, I was able to protect my assets and start rebuilding my financial future. I can't thank them enough for their support!

No, our program focuses on private student loans. Federal loans have separate programs like income-driven repayment and forgiveness.
Many borrowers settle for a fraction of their original balance—sometimes 40–60% less. Results vary, but settlements almost always cost less than paying in full.
Settlements may temporarily lower your score, but we provide credit repair strategies to help you recover quickly.
Most forgiveness programs apply to federal loans only. That’s why settlement is often the best path forward for private loan borrowers.

Email: [email protected]
Customer Support: +1 888-297-5003
Whatsapp Us: https://wa.me/
Address: 70 Virginia Rd. White Plains, NY 10603
Assistance Hours : Mon – Sat 9:00am - 7:00pm
Sunday – CLOSED



